Although the banks are ignoring any current claims until the High Court has sorted through the battle, soon enough people in the UK may be able to begin requesting the refund of bank charges applied to their bank accounts, debits cards and credit cards. If this does go through the Courts, people that claim their refunds may be needing to find a new bank as banks are threatening to close the accounts of any of their customers that file for these charges to be refunded to them. If the banks lose this in the Court system, they could be facing refund claims from their customers from as far back as six years, except in Scotland where they can only go back five years. If someone is interested in filing one of these claims but does not have time there are many companies such as Easiest Claim that offer this service for a percentage of the refund. You might want to go ahead and set up a new bank account before you file or claim, just in case.